Effective Date: May 5, 2025

Simple Health LLC values your privacy and your trust. This document serves as our combined Privacy Policy and Terms & Conditions for use of our website and services, including SMS messaging.

1. Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use our site or services.

2. Changes to Terms

We may update these terms from time to time. Continued use of the website after changes indicates acceptance of the new terms.

3. Information We Collect

- Contact information (such as name, email, phone number)

- Communication preferences and opt-in/consent status

- Information from forms, surveys, or support interactions

4. How We Use Your Information

- To provide products and services

- To communicate with you, including via SMS

- To improve our offerings and support

5. SMS Messaging and Consent

By opting into our SMS program, you agree to receive recurring text messages from Simple Health LLC. This includes marketing offers, appointment reminders, and service notifications. Message and data rates may apply. Message frequency varies.

To opt out, reply STOP at any time. For help, reply HELP or contact info@simplehealthinsurances.com.

Consent is not a condition of purchase. We comply with the Telephone Consumer Protection Act (TCPA) and CTIA guidelines. Your SMS opt-in data will not be sold or shared, except with third-party vendors assisting with message delivery.

6. Website Use Restrictions

You agree not to use the site for unlawful, abusive, or harmful purposes. We may restrict access to users violating these terms.

7. Intellectual Property

All content, trademarks, and branding on this site belong to Simple Health LLC and are protected by intellectual property laws.

8. Disclaimer and Limitation of Liability

This site is provided 'as is' without warranties of any kind. Simple Health LLC is not liable for any damages resulting from your use of this site.

9. Governing Law and Dispute Resolution

These terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes must be resolved in a court of competent jurisdiction located in the State of Florida.

10. Children's Privacy

We do not knowingly collect personal information from children under 13. If we learn that we have, we will delete it.

11. Links to Third-Party Sites

Our site may contain links to other websites. We are not responsible for their content or privacy practices.

12. Consent and Opt-In Requirements

Phone number fields on our web forms are optional. SMS opt-in language must state:

"By submitting this form, you consent to receive marketing text messages from Simple Health LLC at the number provided. Msg & data rates may apply. Msg frequency varies. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase. See our Privacy Policy and Terms of Service for more information."

13. Contact Information

For questions or concerns, contact us at:

📧 info@simplehealthinsurances.com

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